But you should not think that sports insurance for water skiing is needed solely to resolve bureaucratic issues with regulatory authorities. It is important for anyone involved in water sports. After all, these directions are not only interesting but also dangerous. Moreover, they pose a potential threat to human life.
Water skiing involves many risks. Compliance with safety regulations will help protect against them. If it was not possible to avoid an accident, the insurance will help offset part of the costs of treatment and recovery.
What is covered by water ski insurance?
Water skiing insurance covers the financial expenses of the insured person in the event of a sports injury, disability of any group, the development of an occupational disease, death during sports.
The insured event is the damage of severe and moderate degree that requires treatment for more than 5 days. The insurance partially or in full, depending on the selected package of insurance services, reimburses the costs of restoring the body – injuries and diseases that occurred during the period of the contract and confirmed by medical documents of the established standard.
Full information on the coverage of accident insurance can be found in the HC Insurance Regulations.
Types of water skiing insurance
In the Sport. insure service, insurance can be obtained by both novice athletes and professionals.
Our service offers several types of water skiing insurance, namely:
- Insurance for a specific competition;
- Annual insurance policy;
- Insurance for children with round-the-clock insurance coverage;
- Insurance for travel to competitions abroad.
Each of the offered types of insurance with insurance coverage around the world.
When insuring children, you can choose a package of insurance services with round-the-clock coverage. Child insurance (24/7 coverage) covers not only sports injuries, but also accidents in everyday life.
For water skiing only during the training process and competitions can draw the basic sports accident insurance, or TCD insurance with the “Active Life”, the policy shall be limited to stay in the country.
Water skiing injuries
Any activity on the water, be it the pool or the sea, carries risks. A person can get injured, lose consciousness and even drown if they do not receive timely assistance.
One mistake is enough for a person to hit the water at high speed.
This turn of events often results in:
- Ingress of water into the respiratory tract;
- Fractures of limbs, ribs, collarbones.
A sharp jerk can damage muscles, ligaments, tendons. Exposure to the sun often leads to heat and sunstroke. A person can simply catch a cold, get pneumonia.
To receive compensation for treatment, rehabilitation after an accident, it is enough to issue a policy issued by an insurance company.
What to do in case of an accident
In the event of an accident, you should immediately seek qualified medical help. After undergoing treatment and discharge from the medical institution, it is necessary to obtain from the attending physician a statement with the indicated diagnosis and the course of rehabilitation of the athlete, as well as the wet seal of the clinic and the attending physician.
All documents required to obtain insurance compensation must be (if the NA occurred abroad) translated into Russian and notarized. A package of documents with an application for material compensation must be brought or sent to the regional office of the insurance company within a month from the date of injury.
You will find out the address and other contact details of the insurance company in the contacts section. Here you can ask any question you are interested in to our specialists through the feedback form.
How to get the insurance payment
Water skiing insurance benefits are calculated according to the severity of the diagnosis and the amount of coverage.
Insurance payments are transferred to the current account of the insured within two weeks after the submission to the insurance company of the application for payment and documents confirming the fact of the insured event.
Electronic insurance policy
Electronic Water Ski Insurance is an insurance policy for athletes, issued under the laws and regulations of accident insurance. Such a policy has full legal force, just like a policy on a letterhead.
The main advantage of online insurance is the preliminary calculation of the policy price, taking into account different conditions. Anyone can independently find out the final cost of their policy in a special calculator of our service, having previously indicated the age, insurance period, and the amount of insurance liability.
After selecting all the required parameters, the system will automatically calculate the cost of insurance.